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Lorraine and Victor Radebe

"Keeping our expenses down is important as we're starting a new life together and Quote Bee has helped us do just that."

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Channel Life

Sanlam owns 50% of Channel Life so major financial backing is not a question for this innovative South African life insurance company, which offers a wide variety of niche products.

What stands out immediately with Channel Life is the variety of products available for individuals seeking long-term insurance. There isn't your vanilla life insurance coverage here, but rather a thoughtful suite of products that seek to provide for a wide array of outcomes.

There is MasterPlan, mainly designed for people who work in factories or farms, and covering not only life insurance, but also the possibility of long-term disability as well as a retirement plan. The Dream Weaver plan has a focus on family funeral coverage, while the Group Individual Funeral Cover plan is slanted towards unions or other worker associations where a guaranteed minimum number of members ensures a lower monthly fee for all.

Channel Life has been partially owned (fifty percent) by Sanlam since 2006, so serious financial muscle stands behind the policies that they offer. There is peace of mind here as well as an impressive selection of coverage, and that explains why Channel Life has fared so well in a relatively short period of time.

Visit www.channel.co.za to learn more about their life insurance products

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